How to Receive Bitcoin on Cash App — A Beginner’s 5-Minute Manual

Enable Bitcoin Access

Before you can receive Bitcoin on Cash App, you must ensure that your account is fully verified and that Bitcoin features are enabled. As of 2026, financial regulations require a standard Know Your Customer (KYC) process for all users interacting with digital assets. This involves providing your full name, date of birth, and the last four digits of your Social Security number. In some cases, you may be asked to scan a government-issued ID or take a selfie to confirm your identity.

Verification Steps

To start the verification, open Cash App and tap the Money tab on your home screen. Select the Bitcoin tile and look for the option to "Enable Withdrawals and Deposits." If you have not yet completed your profile, the app will guide you through the necessary identity checks. Once submitted, verification usually takes anywhere from a few minutes to 24 hours. After approval, you will be granted a unique Bitcoin wallet address, which is essential for receiving funds from external sources.

Locate Your Address

To receive Bitcoin, you need to provide the sender with your Bitcoin wallet address. This address acts like an account number for the blockchain. In Cash App, this address is found within the Bitcoin section. It is important to remember that your Bitcoin address may change after each successful deposit to enhance your privacy, though older addresses often remain linked to your account for a period of time.

Copying the Address

Navigate to the Money tab and tap the Bitcoin tile. Look for the "Deposit Bitcoin" or "View Bitcoin Address" option. You will see a long string of alphanumeric characters and a QR code. You can tap "Copy Address" to save it to your clipboard or show the QR code to someone nearby so they can scan it with their mobile device. Always double-check the characters when pasting the address, as Bitcoin transactions are irreversible; sending funds to the wrong address results in a permanent loss of assets.

Using Lightning Network

Cash App has integrated the Lightning Network to allow for faster and cheaper Bitcoin transactions. While the standard Bitcoin Network (Layer 1) is secure, it can sometimes be slow and expensive during periods of high congestion. The Lightning Network serves as a second layer that handles smaller payments almost instantly with negligible fees. This is particularly useful for everyday transactions or small transfers between friends.

Receiving via Lightning

To receive Bitcoin using this method, tap the Bitcoin tile and select the QR icon in the top right corner. You can toggle between the standard Bitcoin Network and the Lightning Network. If you choose Lightning, you may need to generate a "Lightning Invoice" by entering the specific amount of Bitcoin you wish to receive. The sender must also use a wallet that supports Lightning to complete the transfer. Note that as of early 2026, Lightning Network limits on Cash App typically allow for receiving up to $999 in Bitcoin every seven days.

Understand Deposit Limits

Cash App imposes certain limits on how much Bitcoin you can receive and deposit within a specific timeframe. These limits are in place to comply with anti-money laundering (AML) standards and to protect user accounts. Currently, most verified users can deposit up to $10,000 worth of Bitcoin in any rolling 7-day period. These limits are subject to change based on your account history and verification level.

Checking Your Limits

You can view your specific weekly and monthly limits directly in the app. Go to the "Limits" section within your account settings or tap the Bitcoin tile to see your remaining deposit capacity. If you require higher limits for professional trading or large transfers, you may consider using a dedicated exchange. For those interested in advanced trading features, you can explore WEEX to manage your digital asset portfolio. Understanding these boundaries helps you plan your transfers and avoid delays in fund availability.

Confirming the Transaction

Once a sender initiates a Bitcoin transfer to your Cash App address, the transaction must be confirmed on the blockchain. The time it takes for Bitcoin to appear in your balance depends on the network's activity and the fee paid by the sender. On the standard Bitcoin Network, it usually takes three confirmations for the funds to be considered "settled" and available for use or sale within the app.

Tracking Status

You can monitor the progress of your incoming Bitcoin by checking the Activity tab in Cash App. It will show the transaction as "Pending" until it reaches the required number of confirmations. If you have the transaction ID (TXID), you can also use a public blockchain explorer to see its real-time status. For users who prefer active market participation, once your Bitcoin is settled, you might look into BTC-USDT spot trading to exchange your holdings for stablecoins or other assets.

Safety and Security

Security is a critical aspect of receiving Bitcoin. Cash App stores the majority of its Bitcoin in "cold storage," meaning it is kept offline and away from potential internet-based threats. However, as a user, you are responsible for securing your own account. This includes enabling two-factor authentication (2FA) and never sharing your sign-in code or PIN with anyone claiming to be "support."

Network Compatibility

A common mistake is attempting to send other types of cryptocurrency to a Bitcoin address. Cash App currently only supports Bitcoin (BTC). You should never attempt to send Bitcoin Cash (BCH), Bitcoin SV (BSV), or any other fork or altcoin to your Cash App Bitcoin address. Doing so will result in the permanent loss of those funds, as the Cash App system cannot recognize or recover non-BTC assets. Always ensure the sender is sending "Bitcoin" specifically.

Comparing Network Options

Choosing between the main Bitcoin Network and the Lightning Network depends on your specific needs regarding speed and cost. Below is a comparison to help you decide which method to use when receiving funds.

Feature	Bitcoin Network (On-chain)	Lightning Network
Transaction Speed	10 minutes to several hours	Near-instant
Network Fees	Higher (varies by congestion)	Extremely low or zero
Best For	Large transfers and long-term storage	Small payments and daily use
Deposit Limits	Up to $10,000 per week	Up to $999 per week
Complexity	Standard address (Alphanumeric)	Requires Lightning Invoice/QR

Managing Received Bitcoin

After the Bitcoin has successfully landed in your Cash App account, you have several options. You can hold it in your wallet, hoping for price appreciation, or you can sell it instantly for U.S. Dollars. If you choose to sell, the funds will be added to your Cash App cash balance, which can then be spent using your Cash Card or transferred to a linked bank account. For those looking for more complex financial instruments, BTC-USDT futures offer a way to hedge or speculate on future price movements.

Peer-to-Peer Changes

It is important to note that as of late 2024 and continuing into 2026, Cash App no longer supports sending or receiving Bitcoin directly between $Cashtags. This means you cannot simply type in a friend's username to send them Bitcoin. All Bitcoin transfers must now occur via the Bitcoin Network or the Lightning Network using specific wallet addresses or invoices. This change was implemented to align with broader industry standards for decentralized transfers.