U.S. Senate Advances Stablecoin Regulation with GENIUS Act

By: bitcoin ethereum news|2025/05/06 17:00:08

Terrill Dicki May 05, 2025 20:42 The Senate’s GENIUS Act aims to regulate stablecoin issuance, ensuring consumer protection and financial stability. The bill faces Democratic opposition over anti-money laundering and national security concerns. The U.S. Senate has introduced the Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025, also known as the GENIUS Act, aiming to establish a comprehensive regulatory framework for stablecoin issuance. This bill, co-sponsored by Senators Bill Hagerty, Tim Scott, Kirsten Gillibrand, Cynthia Lummis, and Angela Alsobrooks, proposes a robust regulatory regime to enhance the distribution and reserve status of the U.S. dollar globally, according to Galaxy.com. Key Provisions of the GENIUS Act The GENIUS Act seeks to regulate stablecoin issuers operating within the United States. These issuers are typically registered as money service businesses with Treasury’s FinCEN or hold specific state licenses. However, the Act introduces federal oversight by the Office of the Comptroller of the Currency (OCC) and state regulators, ensuring a nationwide regulatory framework that addresses consumer safety, AML/CFT compliance, and reserve requirements. The bill mandates that stablecoins maintain a 1:1 reserve ratio backed by U.S. currency, insured deposits, and short-term Treasuries. Additionally, it prohibits yield-bearing stablecoins and imposes a three-year grace period for digital asset service providers to transition to the new regulations. Democratic Opposition and Criticism Despite receiving bipartisan support in committee with an 18-6 vote, the GENIUS Act faces opposition from nine Democratic Senators. They argue for stronger provisions on anti-money laundering, foreign issuers, national security, and accountability. The dissenting Senators have threatened to oppose the bill’s passage unless these issues are addressed. In response to these concerns, the bill has been updated to include enhanced language on national security and financial system safety. Yet, Democrats continue to advocate for additional improvements to the legislation before it is brought to the Senate floor. Implications of the GENIUS Act The GENIUS Act is designed to protect consumers by ensuring stablecoin issuers are subject to bank-like regulations, safeguarding the financial system’s integrity. It also aims to facilitate innovation within the digital asset space by providing a clear regulatory pathway for stablecoin issuance. By anchoring stablecoin reserves with U.S. Treasuries, the Act supports U.S. debt issuance and reinforces the dollar’s dominance in global finance. As stablecoins gain regulatory clarity, they are expected to play a pivotal role in cross-border transactions and digital finance, bolstering the U.S. economy’s competitive edge. While the GENIUS Act represents a significant step towards stablecoin regulation, its future hinges on resolving bipartisan concerns and achieving consensus on its provisions. The outcome will determine the regulatory landscape for stablecoins and their role in the broader financial ecosystem. Image source: Shutterstock Source: https://blockchain.news/news/us-senate-advances-stablecoin-regulation-genius-act

On March 4, 2026, DDC Enterprise Limited (NYSE American: DDC) today announced preliminary, unaudited full-year financial performance for the year ended December 31, 2025. The company expects to achieve record revenue and record positive adjusted EBITDA, primarily driven by continued growth in its core consumer food business and overall margin improvement. The final audited financial report is expected to be released in mid-April 2026.

2025 Full-Year Financial Highlights

Revenue: Expected to be between $39 million and $41 million, reaching a new company high.

Organic Growth: Excluding the impact of the company's strategic contraction of its U.S. operations, core revenue is expected to grow 11% to 17% year over year.

Gross Profit Margin: Expected to be between 28% and 30%, reflecting continued operational efficiency improvements.

Adjusted EBITDA: The company expects to achieve a positive full-year result in 2025, a significant improvement from a $3.5 million loss in 2024, mainly due to rigorous cost controls and a higher-margin sales mix.

Core Consumer Food Business Performance

In 2025, DDC's core consumer food business maintained strong operational performance.

The company also disclosed Core Consumer Food Business Adjusted EBITDA, a metric that further excludes costs related to its Bitcoin reserve strategy and non-cash fair value adjustments related to its Bitcoin holdings from adjusted EBITDA to more accurately reflect the core business performance.

In 2025, Core Consumer Food Business Adjusted EBITDA is expected to be between $5.5 million and $6 million.

Bitcoin Reserve Update

In the first half of 2025, DDC initiated a long-term Bitcoin accumulation strategy, holding Bitcoin as its primary reserve asset.

As of December 31, 2025: The company holds 1,183 BTC.

As of February 28, 2026: Holdings increased to 2,118 BTC

Today's additional purchase of 65 BTC brings the company's total holdings to 2,183 BTC

DDC Founder, Chairman, and CEO Norma Chu stated, "We are proud to have closed 2025 with record revenue and positive adjusted EBITDA, demonstrating the steady growth of the company's consumer food business and the ongoing improvement in profitability. We are building a disciplined, growth-oriented food platform and strategically allocating capital to Bitcoin assets with a long-term view, aligning with our core beliefs. We believe that this dual-track model of 'Steady Consumer Business + Strategic Bitcoin Reserve' will help DDC create lasting long-term value for shareholders."

Adjusted EBITDA Definition
For the full year 2025, the company defines "Adjusted EBITDA" (a non-GAAP financial measure) as: Net income / (loss) excluding the following items:· Interest expense· Taxes· Foreign exchange gains/losses· Long-lived asset impairment· Depreciation and amortization· Non-cash fair value changes related to financial instruments (including Bitcoin holdings)· Stock-based compensation

About DDC Enterprise Limited

DDC Enterprise Limited (NYSE: DDC) is actively implementing its corporate Bitcoin Treasury strategy while continuing to strengthen its position as a leading global Asian food platform.

The company has established Bitcoin as a core reserve asset and is executing a prudent, long-oriented accumulation strategy. While expanding its portfolio of food brands, DDC is gradually becoming one of the public company pioneers in integrating Bitcoin into its corporate financial architecture.

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DDC Enterprise Limited Announces 2025 Unaudited Preliminary Financial Performance: Record Revenue Achieved, Bitcoin Treasury Grows to 2183 Coins